Rewards 660 Credit Card for Really Bad Credit
Welcome to ReallyBadCreditOffers.com, a consumer resource for car loans, home loans, and credit cards for people with really bad credit.
Rewards 660 Visa® Credit Card
The Rewards 660 Visa® Card is designed for those with poor or no credit and has minimal criteria for approval. An initial payment of $40 is required before you can use it. You also need proof a gross monthly of $1,000 and above to qualify. You are eligible for a $75 credit limit increase once every 3 months. The maximum credit limit is $2,000.
- No Fee $75 Credit Limit Increases
- $300 Starting and $2,000 Maximum Credit Limit
- Fast Online Response
- Monthly Reporting to TransUnion & Equifax
- Free Online Account Access
- Free Online Payments
- Important Notice: This offer is for an unsecured credit card. If your application is approved, we will make loans to you from the credit line. As with any loan, we will evaluate your willingness and ability to repay our loans in accordance with the published terms and conditions.
CREDIT PROGRAM DETAILS
Cost and Fees - As with most cards targeted at the the sub-prime market, there are higher than normal cost involved. The annual fee is $48.00. There is a one-time set-up fee of $97.00 and a one-time program fee of $95.00. The monthly participation fee is $10.00 a month, which works up to $120.00 a year. You will get an initial credit of $300. But since the upfront fee will be $250.00 (annual fee, set-up fee, program fee and monthly participation fee), your initial credit limit is actually $50.00 when you get your card.
APR - The APR is a fixed rate of 19.92%. The Rewards 660 Visa® uses the average daily balance method (including new purchases) to compute your monthly balance. The grace period is 25 days. The monthly periodic rate is applied to the average daily balance to compute your finance charges rather than the daily periodic rate used by most credit cards. (which means that your true effective APR is lower than another card with identical APR using a daily periodic rate).
Rewards 660 Visa® Unsecured Credit Card - Key Points
Initial payment of $40 required before account can be used
* Proof of minimum $1,000 gross monthly income required to be approved
* $300 Starting Credit Limit
* No Fee Credit Limit Increases
* $75 Increments
* As Often as Every 3 Months
* Automatically Granted Upon Qualification
* Maximum $2,000 Credit Limit after Increases
* Fast Online Response
* Monthly Reporting to Major Credit Bureaus (TransUnion & Equifax)
* Free Online Account Access
* Free Online Payments
* See the online Rewards 660 Visa® Credit Card application for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.